Ingram Law Firm voted Best Law Firm; Mark Ingram voted Best Lawyer

Chesterfield County residents chose Ingram Law Firm as Best Law Firm and Mark Ingram as Best Lawyer in the 2019 annual “Best of Chesterfield County” edition of the Chesterfield County News & Shopper.

The Shopper is the most widely read newspaper in Chesterfield County that is delivered to more than 12,000 homes every week.

We pride ourselves on providing excellent service to our clients, and we are honored to be recognized. Thank you, Shopper readers!

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Credit Reports and Bankruptcy: 2 Frequently Asked Questions

How do I obtain a free credit report?

To receive a free annual credit report, you can visit www.annualcreditreport.com. Alternatively, you can call or send a written request to:

Annual Credit Report Request Service
Post Office Box 105281
Atlanta, GA 30348-5281
877-322-8228

Federal law allows you to get a free copy of your credit report once every 12 months from each credit reporting agency.

If you think there is an error in your credit report and want to correct it, then you must contact the particular credit reporting agency directly:

For more information on disputing credit reporting errors, reestablishing credit, and addressing credit problems, please either:

How long does a bankruptcy case stay on my credit report?

A bankruptcy will generally affect your credit rating for 7 to 10 years. However, this depends entirely on the individual credit reporting agency.

Credit reporting agencies are subject to and governed by the Fair Credit Reporting Act, a federal law. However, the Bankruptcy Court does not control the type of information that an agency reports or how long an agency keeps a filing in its records.

It is important to remember that a bankruptcy filing will not help your credit score. However, if you are not able to pay all of your debts as they become due, then delinquent payments, missed payments, and defaults will also have a negative effect on your credit score.

Scam Alert -- January 2019

One of our clients received the following letter in the mail from “an account manager with TD Bank Canada.” If you receive one of these letters or something similar, then beware—this is a SCAM.

The portions that are highlighted are traditional hallmarks of a scam. Unfortunately, this is nothing new, and we have seen similar scams in the past. Our best advice is to ignore the “offer.”

If you are entitled to a legitimate inheritance from an actual relative, then you should contact an attorney to assist you, and you should have no need for the “services” of a bank employee.

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Ingram Law Firm Attorney joins Bankruptcy Inn of Court

Attorney Mark K. Ingram has accepted an invitation to join the inaugural class of the J. Bratton Davis Bankruptcy American Inn of Court, a specialty Inn that is focused on bankruptcy practice and honors the legacy of civility and professionalism inspired by the first and longest serving bankruptcy judge of the District of South Carolina, Bratton Davis.

The J. Bratton Davis Inn of Court is a society of judges, lawyers and educators who seek to enhance directly the professional and ethical quality of the legal practice in the federal Bankruptcy Court of the District of South Carolina.

http://www.scb.uscourts.gov/bulletin/judge-waites/1526325146

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We are closed this Friday due to Hurricane Florence

Ingram Law Firm will be closed on Friday, September 14, so our clients and staff can focus on preparing for the approaching storm. Please monitor the weather, prepare for the worst, and be safe.

If we lose power this weekend, then the office will remain closed until power is restored. If you have a scheduled appointment, then we will contact you to reschedule.

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